There are thirteen questions to ask before you hire a roofer. You should also inquire about workman’s compensation and General liability insurance. You should also inquire about the price. The reason for an increase in price should be discussed. This will help you choose the right roofer for the job.
General liability insurance
When you hire a roofer, it is important that you ask whether they have general liability insurance. This insurance will protect you from financial loss if a third party is injured during the roofing process. The insurance also protects your business’ reputation from claims made by customers. If you’re not sure whether a roofer has this insurance, ask to see the policy.
The policy protects both the roofer and the homeowner from third-party claims. If a roofer does not have this type of insurance, a worker could sue the homeowner for negligence. It depends on your state’s statutes, but few homeowners want to take this risk, so it’s best to hire a firm with this insurance.
General liability insurance is particularly important for roofers because roofing requires heavy-duty tools and materials. If a contractor slips while working, they could fall and cause a serious accident. In addition, a dropped tile can cause serious injury to anyone standing below, as well as damage to windows and parked cars. General liability insurance covers mistakes that a roofer may make, and protects both the contractor and the homeowner from loss if an accident occurs.
Workman’s compensation
If you want your roofer to work safely on your property, you should make sure that they are insured. Without workman’s compensation insurance, you risk leaving your property unprotected and exposing yourself to medical expenses. You should request that your roofer show you proof of their insurance policy. This will let you know that their business is ethical and that they have liability insurance.
It is essential to ask a roofer whether they carry workman’s compensation insurance and liability insurance. Liability insurance protects your property, and it protects you from worker’s compensation costs in the event of an accident. It also gives you peace of mind. You can also ask for references and check out their reputation with the Better Business Bureau.
If you want your roofer to be fully covered, it is important to check whether they have this type of insurance. Most states require contractors to have workman’s compensation insurance. However, some contractors do not carry this type of insurance and choose to work without it. Make sure to ask for a copy of their insurance policy to ensure that you are not responsible for any mistakes that may arise during the roofing project.
