Whether you are a small business owner or a large employer, you can find an Aetna health plan that fits your company’s needs. These insurance plans provide quality health coverage and allow employees to see any doctor or hospital, in or out of network. They also offer a wide range of benefits and are affordable.
Aetna health plans offer quality coverage
Aetna is one of the most popular healthcare insurance companies. Founded in 1853, the company has more than a century of experience in the healthcare industry. It was recently acquired by CVS Health Corp. and focuses on private health insurance. The company no longer sells individual health plans through the Affordable Care Act marketplace, but it does provide a variety of options for its members.
Aetna offers telehealth services through a company called Teladoc. This service gives you access to a doctor at any time of the day or night. The doctor can see you through video, phone, or an app. Depending on the service, you may also be able to request an in-person visit.
Aetna offers a variety of Medicare Supplement plans. They are sold in 30 states and Washington DC. Some of their Medicare Advantage plans are unique to Maine, but other states offer similar plans. In 2020, the company plans to expand their Medicare Supplement product to cover 264 new counties.
They allow employees to visit any doctor, hospital or facility, in or out of network
Employees who have an Aetna health plan are allowed to visit any doctor, hospital, or facility they choose, in or out of network, at no cost to them. By choosing an in-network provider, they save money and avoid the hassle of filing claims. Those who choose to use an out-of-network provider must pay more for services and may not be able to file a claim. In-network providers can be found through Health Advocate.
However, if the doctor, hospital, or facility is not in the network, they cannot balance bill the patient’s account. While out-of-network providers can bill for in-network services, they cannot bill for services provided by an in-network provider without written consent. While this might seem like a benefit, it can lead to a surprise bill if a participating doctor or hospital is not available or if an in-network hospital or facility provides services that are not covered by the plan.
The main difference between an in-network and an out-of-network provider is that Aetna members pay lower rates for health care than non-members. But these rates also come with a deductible and copay. If you need an urgent care visit, you should visit an in-network provider.
They are affordable
Aetna is a major health insurance provider, providing affordable, flexible plans to individuals and businesses. The company’s network is one of the largest in the country, encompassing nearly 5,000 hospitals and more than 450,000 doctors. Its plans are available in all 50 states and can be bundled with other Aetna products. Founded in 1853, the company first sold life insurance. Today, it is the third-largest health insurance provider, behind only United HealthCare and Blue Cross.
Aetna offers individual and employer health plans and HSA options, which allow members to save money for health expenses. Their plans feature preventive care, a large provider network, and many member resources and benefits. One such resource is the “Attain by Aetna” app, which allows members to monitor their plans and stay healthy. Using the app, members can set goals and receive rewards if they meet those goals.
Aetna’s health plans are generally cheaper than individual health plans. Some people qualify for a premium of $0 if they’re eligible for Medicare Part A. For those people, an Aetna Medicare plan is a great option. Other lower-cost options are Health Savings Accounts and Flexible Spending Accounts.
