It is not possible to transfer funds from the Insta EMI Card to bank accounts. You can transact at over 1 lakh plus retail stores online and offline with this amount. It is impossible to transfer funds from an Insta EMI Card, and the card cannot be used to recharge or pay bills.
Is it possible to withdraw the amount from an ATM using the Insta EMI Card?
Insta EMI Card cannot be used to withdraw cash from an ATM or any other platform. To know more about how to transfer money from Bajaj Finance EMI Card or withdraw the amount from an ATM using Insta EMI Card, you can contact Bajaj Finserv customer care number.
Is it possible to swipe the Insta EMI Card?
Insta EMI Card is an efficient and simple way to pay for purchases and transition away from using cash. You will have access to a pre-approved loan of Rs. 2 Lakh, which you can use to pay for the day-to-day expenses that come up in your life. Swiping the card is all required to gain approval; the approval is given immediately after the card is swiped. In addition, transactions made with the Insta EMI Card do not accrue interest, unlike other types of loans.
Benefits of Insta EMI Card
Cashbacks and discounts
Insta EMI Card allows you to take advantage of exclusive deals and discounts you won’t find anywhere else on the internet or offline.
The convenience and accessibility of online shopping are certainly greater than traditional shopping in some cases. Shopping in physical stores is recommended when buying expensive items like electronic appliances, gadgets, mobile phones, etc.
Pre-approved loan offer
Insta EMI Card can help you purchase anything and everything without compromising your monthly budget, with a pre-approved loan offer of Rs. 2 Lakh. You can also take advantage of numerous deals and discounts to make the purchase even more affordable.
Flexible Loan repayments tenors
You can take advantage of No Cost EMI plans and offers to maintain your financial health. In addition to convenience, Bajaj Finserv lets you choose a repayment tenor that extends until 24 months for the loan to be repaid promptly.
Utilising Insta EMI Card on e-commerce portal
Insta EMI Card allows you to shop from top e-commerce websites and will ensure that you can shop easily and securely. With the Bajaj Insta EMI Card, it’s easy to make your purchase, whether it is a new refrigerator for your home, purchasing a new television for your new home, planning a trip abroad, or shopping for apparel, shoes, and accessories. Insta EMI Card will allow you to enjoy shopping like never before. You can buy big-ticket items you have been waiting for a long time. Moreover, it is easy to repay the balance in convenient monthly instalments with No Cost EMIs without incurring additional charges, such as processing fees or interest rates.
Interest Rates on Insta EMI Card
Insta EMI Card allows you to purchase various products from partner stores on EMI with zero percent interest charges. This means that you will not be charged any interest charges when you make one of these purchases on EMI. In addition, many products can be purchased on “No Cost EMI” using the Bajaj finance EMI card.
Bajaj Finserv is one of India’s most popular and reputable financial institutions. It is now much simpler to purchase your favourite product on EMI using an Insta EMI Card in this day and age because there is a greater variety of financial products offered by Bajaj Finance. Insta EMI Card comes with a pre-approved loan of Rs 4 Lakh. You may use it to shop for electronics, food, appliances, apparel, and more online and offline. The Insta EMI Card can also be used in 1.2 million partner retailers across 3,000 cities. Vijay Sales, Croma, and Reliance Digital are some of the major Bajaj Finserv partner outlets. You may also use Insta EMI Card to shop online at popular e-commerce websites like Flipkart and Amazon, MakeMyTrip and Yatra, amongst others.